Please read these terms carefully before using our insurance services and website.
By accessing or using MathsInsure's services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.
These Terms of Service ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and MathsInsure ("Company," "we," "us," or "our") governing your access to and use of our website, services, and insurance products.
By accessing, browsing, or using our website, mobile application, or services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you are using our services on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms.
We reserve the right to modify these Terms at any time. We will provide notice of material changes through our website or via email. Your continued use of our services after such modifications constitutes your acceptance of the updated Terms.
You must be at least 18 years of age and have the legal capacity to enter into binding contracts to use our services. By using our services, you represent and warrant that you meet these eligibility requirements.
MathsInsure provides insurance brokerage services, connecting users with insurance carriers and facilitating the purchase of insurance policies. We act as an intermediary between you and insurance providers.
All insurance quotes provided through our platform are estimates based on the information you provide. Final premium rates and coverage terms are subject to underwriting approval by the insurance carrier.
The actual terms and conditions of your insurance coverage are governed by the insurance policy issued by the carrier, not by these Terms of Service. It is your responsibility to review and understand your policy documents.
MathsInsure is an insurance broker, not an insurance carrier. We do not underwrite insurance policies or assume insurance risk. All insurance policies are issued by licensed insurance carriers.
To access certain features of our services, you must create a user account. You agree to provide accurate, current, and complete information during registration and to update such information to keep it accurate.
You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must immediately notify us of any unauthorized use of your account.
We reserve the right to suspend or terminate your account at our sole discretion if we believe you have violated these Terms or applicable laws.
Insurance premium payments are processed through our secure payment system. You authorize us to charge the provided payment method for all applicable premiums, fees, and taxes.
If you believe you have been charged incorrectly, you must contact us within 30 days of the charge date. Failure to notify us within this period constitutes your waiver of any claim related to the disputed charge.
Late premium payments may result in policy cancellation or lapse of coverage. It is your responsibility to ensure timely payment of all insurance premiums.
All content, features, and functionality on our platform, including but not limited to text, graphics, logos, images, and software, are the exclusive property of MathsInsure and are protected by intellectual property laws.
We grant you a limited, non-exclusive, non-transferable license to access and use our services for personal, non-commercial purposes subject to these Terms.
You may not copy, modify, distribute, sell, or lease any part of our services or included software, nor may you reverse engineer or attempt to extract the source code of that software.
When using our services, you agree not to:
You are responsible for the accuracy and completeness of all information provided to us. Providing false or misleading information may result in denial of claims or policy cancellation.
Refers to all insurance brokerage services, website features, mobile applications, and related services provided by MathsInsure.
Any information, data, text, or other materials that you submit, post, or display on or through our services.
The licensed insurance company that underwrites and issues insurance policies to customers.
The amount charged for insurance coverage for a specified period of time.
You have the right to receive clear and accurate information about insurance products and services.
Your personal information is protected under our Privacy Policy and applicable data protection laws.
You have the right to review your insurance policy and understand its terms and conditions.
You have the right to access customer support and receive assistance with your insurance needs.
To the maximum extent permitted by law, MathsInsure shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly.
We do not guarantee that our services will be available uninterrupted or error-free. We may suspend access to our services for maintenance, updates, or security reasons.
MathsInsure is not liable for insurance claims denials, coverage disputes, or other matters between you and the insurance carrier. Such matters are governed by your insurance policy and applicable insurance laws.
You may stop using our services at any time. However, termination of these Terms does not affect your insurance policies, which remain governed by their respective terms.
We may terminate or suspend your access to our services immediately, without prior notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties.
These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions.
Any disputes arising from these Terms or your use of our services shall be resolved through binding arbitration in New York, NY, in accordance with the rules of the American Arbitration Association.
You agree to resolve disputes on an individual basis and waive any right to participate in class actions, class arbitrations, or representative actions.